The “AgriInsurance Regulation, M.R. 102/2024” is a legislative framework established under The Manitoba Agricultural Services Corporation Act, designed to provide a production insurance program for agricultural producers in Manitoba. Registered on October 11, 2024, this regulation outlines the definitions, eligibility criteria, application processes, and insurance coverage available to farmers in the province. It begins with detailed definitions relevant to the AgriInsurance program, including terms such as “Act,” which refers to The Manitoba Agricultural Services Corporation Act, and “application for insurance,” pertaining to forms submitted by qualified individuals for insurance contracts. The regulation specifies what constitutes a “commercial vegetable producer,” outlines eligibility for various types of insurance, and identifies the crops covered under the program, which include a range of vegetables and forage with specific eligibility criteria.

The regulation formally establishes a production insurance program, commonly known as AgriInsurance, which is intended to cover losses or damages to crops due to designated perils beyond the producers’ control. These designated perils include extreme weather conditions, pest infestations, and diseases, supporting diverse agricultural activities such as vegetable production and small farm operations. Eligibility for insurance requires individuals to be “qualified persons,” at least 18 years old, and financially independent from other farmers. There are specific criteria for different types of insurance, such as vegetable acreage loss insurance and pasture days insurance.

Upon acceptance of an insurance application, a binding contract is formed between the qualified individual and the corporation, outlining the terms and conditions of coverage. This contract automatically renews each year unless terminated by either party. The corporation retains the right to amend the contract terms annually, as long as these changes do not diminish its responsibilities regarding insurance contributions and payments. The regulation specifies various coverage options available to producers, including insurance for loss or damage to crops due to designated perils, excess moisture insurance for unseeded land, and specialized coverage for small farm operations. Additionally, producers can choose enhancements such as the harvest flood option or the contract price option, which safeguards against losses based on the market price of insured crops.

The regulation also includes provisions for the administration of the insurance program, detailing the collection of premiums and administration fees. Insured individuals must adhere to requirements such as pre-harvest appraisals and timely payment of fees. Coverage may be canceled if payments are not made on time, but there is a mechanism for reinstatement under certain conditions. Overall, the AgriInsurance Regulation, M.R. 102/2024, is vital in supporting Manitoba’s agricultural sector by providing structured insurance options that mitigate risks associated with crop production. It establishes necessary definitions, an insurance framework, eligibility and application processes, and outlines terms of coverage and administration.

Manitoba (102/2024) October 11, 2024